How Making an Extra $500 Per Month Can Change Your Life

Do you live with the stress and anxiety of having an uncomfortable amount of debt?  Are you frustrated that you seem to be living paycheck to paycheck and you cannot find a way to get ahead, to save and to start investing in your future?  Now more than any time in the history of theContinue reading “How Making an Extra $500 Per Month Can Change Your Life”

Why Your Debt Free Plan Will Fail Without A Starter Emergency Fund

If you find yourself in a debt situation that is causing you to live paycheck to paycheck with no savings, you cannot just start throwing small bits of money at the debt right away.  Without an Emergency Fund you will most likely be doomed from the start and life would have to go perfectly asContinue reading “Why Your Debt Free Plan Will Fail Without A Starter Emergency Fund”

5 Very Impactful Ways to Decrease your Spending to Improve Your Budget

Photo by rawpixel.com on Pexels.com   Decrease Your Spending to Turn your Deficit Into a Surplus Each Month A budget that has a deficit each month leads to more and more debt and if not fixed, will lead to worse and worse financial health in the future.  There are 3 ways to flip around aContinue reading “5 Very Impactful Ways to Decrease your Spending to Improve Your Budget”

Spending Tracker – Budget Creator

Why are you creating a budget?   This is a very important questions to start with as having the discipline to stick to your budget can be extremely difficult at times and you must remain mentally strong.  When you start with the Why, it will give you purpose on your mission to stick to yourContinue reading “Spending Tracker – Budget Creator”

Pro’s and Con’s of Balance Tranfers

Do you feel like you are paying a ton of money each month towards your debt and that the amount you owe never seems to really change?  Credit Card interest can add up quickly since most interest rates are between 15-25% causing you to fall into the Minimum Payment trap which is designed to beContinue reading “Pro’s and Con’s of Balance Tranfers”